Good information from Brenda DeArmond
Never put dairy products, fats, oil, grease or greasy foods down the garbage disposal or drain.
If you have oils to dispose of, mix them with kitty litter or coffee grounds, put it in a container with a lid and put it in the trash. Save old margarine/butter tubs for this or empty cans.
You can freeze fats, oils and grease in a container with a tight-sealing lid and then throw in the trash.
If you have a large container or fats or oils, you will need to call your local household hazardous waste collection facility or sewage treatment plant for guidance for disposal.
Unless you dispose of these items property, you could be costing yourself not only money, but unpleasant sewer blockages and overflows which means a big mess.
Saturday, December 13, 2008
Wednesday, December 3, 2008
1% Interest Rate
Good information from Brenda DeArmond
Yes, you heard it right. You could be getting a very low interest rate if the situation is right. This is called the USDA Rural Housing Mortgage Direct Loan. This is a mortgage program that gives 100% financing, including, if necessary, the funding fee, closing costs, and prepaids. If the house you are interested qualifies as a rural area, and you make under a certain amount, you could qualify for one of these loans.
In order to qualify for the Direct Loan, you would have to go directly to the provider rather than a mortgage broker. This is a Government loan. The name of the loan is Section 502 Direct Loans. You must be considered low income. If you are between 50% and 80% of the area median income, you would be considered low income. If you are below 50% of the area median, you are considered very low income.
These loans are for up to 33 years or even 38 years for those with incomes below the 60% mark and can't afford a 33-year loan. The interest rate is based on what it cost the Government and is modified by payment assistance subsidies.
You may not get a 1% interest rate but would you pay 3%?
As we progress through this credit crisis, you are going to see more and more of new mortgage plans develop. Stand by.
Call me at 1-800-504-6066 for more updated information.
Yes, you heard it right. You could be getting a very low interest rate if the situation is right. This is called the USDA Rural Housing Mortgage Direct Loan. This is a mortgage program that gives 100% financing, including, if necessary, the funding fee, closing costs, and prepaids. If the house you are interested qualifies as a rural area, and you make under a certain amount, you could qualify for one of these loans.
In order to qualify for the Direct Loan, you would have to go directly to the provider rather than a mortgage broker. This is a Government loan. The name of the loan is Section 502 Direct Loans. You must be considered low income. If you are between 50% and 80% of the area median income, you would be considered low income. If you are below 50% of the area median, you are considered very low income.
These loans are for up to 33 years or even 38 years for those with incomes below the 60% mark and can't afford a 33-year loan. The interest rate is based on what it cost the Government and is modified by payment assistance subsidies.
You may not get a 1% interest rate but would you pay 3%?
As we progress through this credit crisis, you are going to see more and more of new mortgage plans develop. Stand by.
Call me at 1-800-504-6066 for more updated information.
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